Let's shape your financial future.

Learn and invest with Vitamin. Without the jargon and with an investment plan that matches you.

Step by step
to your first investment

How it works

We ask you a set of questions that help us to get to know your personality, your experience around finances, and your risk tolerance.

Based on your financial profile, we match you with two tailored ETF investment plans. You get to choose which one feels right to you.

Directly invest into your plan, for example with a monthly contribution that feels good to you.

Learn about finances and investing while you're at it. With explanations for financial terms, our video masterclass, and our FAQs.

Learn about finances
your way

Learn as you go with our hands-on learning content. Take a financial deep-dive, or simply refresh your memory. Without the unnecessary jargon.

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Because we get you.

You don't need a finance degree to get started, promise. We take you by the hand and give you all the tools you need to start investing.

Vitamin is the match for your finances.

Invest in line with your values.

You'll only invest in ETFs that are in line with our social responsibility criteria. You will never invest in industries involved in weapons, tobacco, alcohol, gambling, nuclear energy, genetic engineering, or adult entertainment.

Security for your money.

Your money is in safe hands with our partner bank AION. The European deposit protection scheme protects your money for up to € 100,000. Your investments in ETFs are especially protected as special assets.

Transparent costs.

We charge an annual fee of 0.6% of your investments' value for the creation and management of your investment plan. The ETFs in our investment plans have yearly costs of 0.2%. Our learning content and the opportunity to book chats with our experts is free of charge.

Full flexibility.

You can always adjust your contributions, pause your investments, and access your money any time.

Hear it from the
Vitamin community

One click away:
our financial experts

Our financial experts are here to answer any question you might have on the journey toward financial independence.

Let's have a chat
Feeling stuck while setting up your investment plan? Our team is there to help you out in a free, 15-minute video call – whenever you need it.

More questions?
Find the answers here.

Vitamin is the app for strong financial futures. The following are the principles that guide us on our way:

Build products that are specifically designed for women. We continuously learn from women about what does and doesn't work for them.

Make financial education more accessible and gratifying. Whether it’s revisiting the fundamentals or progressing to the next level, we offer guidance that's personal.

Give every woman a clear and concrete next step to take. Be it starting an emergency fund, investing in ETFs or safely taking a stake in cryptocurrencies, we create momentum on your financial journey.

Bring women together in a community that celebrates everyone’s successes, learnings and progress.

Investing with Vitamin means putting your money to work in a way that suits you, your goals, and your life. In order to propose the right investment plan, we first need to get to know you better. Therefore, right at the beginning we will ask you to answer three different sets of questions in areas such as your risk tolerance or your financial experience. Based on your answers, we will then propose two different investment plans for you to choose from. You can also choose whether you want to invest a single sum, also known as a one-time contribution, or whether you want to set up a monthly savings plan with a so-called monthly contribution. If you choose the latter, your monthly contribution will be automatically debited from your bank account each month and invested by us. You can pause your investments at any time and will always be able to access your invested money.

We believe that your investments should positively impact the world. That's why via our hand-picked ETFs you only invest in companies that have passed selected Environmental, Social, and Corporate Governance (in short, ESG) criteria. They specifically include companies with enhanced environmental characteristics and have additional controls in place for companies operating in the energy sector.

You will not invest in companies in controversial spaces like weapons, tobacco, alcohol, gambling, adult entertainment, nuclear power, and genetically modified organisms. This way, we ensure that your investments are tied to your values.

We understand that this might seem like it’s not enough. And that you might be surprised that some of the ETFs in your investment plan invest in companies which do not seem sustainable at first sight. What is important to know is that many firms are still in a transition phase, adapting to the new demands of socially responsible investors. Moreover: larger companies in particular can have a significant positive impact when it comes to this transition – simply because of their size. By showing them what we as investors care about, we can set the direction for the financial markets of the future.

Yes! If you need to, you can always transfer parts or all of your invested money back to your connected bank account.