the app for strong financial futures for all women.

the app for strong financial futures for all women.

Andrea Fernandez Coto
Play Video about Andrea Fernandez Coto

In a world that is just starting to recognise women’s full power, we’re taking a stand. We shift mindsets, lead conversations and guide every woman to take confident financial action.

Woman with her arms crossed

Why now?

Finance has been a man’s world for long enough.

And common misconceptions around money have held women back for nearly as long. It is time to leave all that behind, and to build a world of finance that works for everyone. There’s much to do.

Today, women are making more money, building stronger careers, and becoming more engaged in finance than ever. But the financial system hasn’t caught up with them yet. That’s a start, but it means

Today only 13% of German women own stocks.

We’re for them. Can you imagine a world where 100% of women confidently invest in the futures and lives they want?

We’re building Vitamin to make this world a reality by making finance finally accessible to women. In a world that is just starting to recognise women’s full power, we’re taking a stand. Vitamin is the app for strong financial futures, for all women.

Why for women?

Blown up with fancy terms, bogged down by indecipherable rules, finance has become a maze of jargon blind to how women’s financial journeys are uniquely different. Longer lifespans, the choice of parenthood, wage and pension discrepancies all mean that women need to approach their financial lives a little differently. How they get started, learn, and engage with finance is unique. And we don’t think that’s simply fixed by painting the whole thing pink.

It’s about understanding what women want and need at every point in their lives. It’s about helping them start taking action in everyday, achievable ways that fit with their goals and priorities. To start investing in your future you don’t have to start out a pro. So we make the first step easy for everyone because once you get started, you will see the impact. And with each step after that you will build a strong financial future one step at a time. While Vitamin was inspired by and designed for women, our doors are open to everyone. Whether you identify as a woman or not, we welcome you to join us.

Woman in a red top

Why gender-neutral finance doesn’t work for women

Through women’s eyes, finance today
looks like this:

13 times

Financial institutions spend 13 times less on reaching women than on reaching men


of women say they don’t have a financial role model


of women say they don’t know how to achieve their financial goals


of women say they don’t do a good job using investing to achieve their financials goals. Of these women 60% blame lack of knowledge and 34% blame lack of confidence


In 2019, 63% of women in Germany received a monthly pension of €900 per month or less, compared to 29% of men


These circumstances create an investing gap that together with a barely narrowing wage gap and potential career breaks will cost a woman a lot of money in her lifetime. Now, imagine if every woman had extra funds to build a life they want… The world must be a more equitable place for women and much is still to be done.

But together we have the power to start strengthening women’s financial futures today. Start investing for the long-term. It doesn’t matter how much you invest, or when. Simply starting with what feels comfortable today is the foundation for a strong financial future tomorrow.

Meet our founders.

Vitamin was launched in January 2021
in Berlin by Andrea Fernandez and Artyom Chelbayev.

Both Andrea and Artyom bring years of experience in finance and startups and a bold passion for our vision to power strong financial futures for all women. Together with the team, they have made it their mission to offer women the know-how and tools to build a confident financial future.

Vitamin founders Andrea Fernandez Coto and

Meet our team.

Andrea Fernandez

CEO, Co-Founder

"I love people & business. The more people thrive the more impact businesses can have!"

Artyom Chelbayev

COO, Co-Founder

"My passion is music. Playing it, making it, listening to it – love music in all shapes."

Max Kramer


"Passionate about using tech-for-good to create a positive impact on the world!"

Adeline Lee

Head of Product

"My passion: food and travel."

Carmela Druce

Principal Product Designer

"I love creating human-centered products with a great purpose."

Sarah Wilsoncook

Software Engineer

"I love nature and the view from the top of a mountain."

Luisa Sancelean

Head of Brand Marketing

"I love to capture moments, that’s why you can always find me with a camera."